Yes — a permit is required for every roof replacement in Florida, no exceptions. This applies whether you're replacing the entire roof or more than 25% of it within a 12-month period. Florida Building Code Section 706.2 makes this mandatory statewide, and any licensed contractor who tells you otherwise is putting your home and your insurance coverage at risk.
At Coastal Roofing and Waterproofing Inc. (CRWP), we handle the full permit process for every job we do across Palm Beach, Broward, Collier, Lee, Sarasota, and Charlotte counties — and throughout the Caribbean. Our license is CCC1330718 and we've been pulling permits in South Florida for over 25 years.
The permit process exists to protect you. A building official inspects the completed work to verify the roof was installed to current Florida Building Code standards — including proper deck attachment, underlayment, and in some counties, hurricane strap connections. Without that inspection, there's no independent verification that the work was done correctly.
More importantly, Florida insurance carriers are increasingly requiring proof of a closed permit before renewing or paying out on a roof claim. If your roof was replaced without a permit, you may find yourself uninsured when you need it most.
The process varies by county and municipality, but generally follows these steps:
In Broward County (an HVHZ — High Velocity Hurricane Zone), the requirements are more detailed. Product approvals must meet Miami-Dade Notice of Acceptance (NOA) standards. In Palm Beach, Collier, Lee, Sarasota, and Charlotte counties, Florida Product Approval is sufficient.
The Florida Building Code allows repairs covering less than 25% of the total roof area within any 12-month period without triggering a full replacement permit. However, most municipalities still require a repair permit, and the moment cumulative repairs cross the 25% threshold — a full code-compliant replacement is required.
Yes — and it can be expensive. Unpermitted roof work can result in a stop-work order, fines, forced removal of the new roof, and difficulty selling your home. Title companies and buyers now routinely check for open or unpermitted work during real estate transactions. An unpermitted roof can kill a sale or require costly remediation before closing.
When you hire CRWP, we handle the permit application, product approval submissions, inspection scheduling, and permit close-out — you don't have to manage any of it. Every job we complete has a closed permit on file.
If your roof was replaced without a permit and you're worried about your coverage or a future sale, call us — we can assess the situation and help you determine your options.
Call CRWP at 844-730-7663 or visit crwpinc.com for a free roof inspection.